So does "Rachel from Card Services" (that's a scam) and a host of shady cruise companies who tell you you've won a free trip, then try to steal your credit card number. Around 80% of us are now on the National Do-Not-Call Registry, but telemarketers keep calling. And, while the Telephone Consumer Protection Act has certainly made some headway, illegal telemarketing calls are still surprisingly common.īut you probably already know that. The plan, of course, was to reduce the amount of telemarketing calls placed to US citizens. If the same company calls you within the next five years, they're breaking the law. Annoyed by a business that's trying to sell you something? Just ask to be put on their internal registry. TCPA also required business to keep internal company Do Not Call lists. local time.Īlongside these restrictions, lawmakers created the National Do-Not-Call Registry, a voluntary roster of phone numbers that, in most cases, telemarketers can't call without breaking the law. And it's illegal to place a solicitation call to anyone, regardless of the method, before 8 a.m. It's illegal to call your home phone and use a pre-recorded (or otherwise artificial) message. That's true for marketing-related text messages, too. It's now illegal for a company to use an autodialer to call your cell phone unless you provide them with express written (or recorded oral) consent to do so. It was a huge problem, one that Congress tried to fix in 1991, passing the Telephone Consumer Protection Act (TCPA) to cut down on the use of autodialers and pre-recorded messages, both of which make it a lot easier for marketers, businesses and con artists to torment their victims.
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Using an autodialer, a fraudster from inside the country or outside it can spam about one phone number every minute, hoping to swindle the unsuspecting people who pick up.ĭebt collectors also found benefit in autodialing, using the speed at which their new software could dial to harass and hound people at all hours of the day. The introduction of autodialers led to an explosion in telephone solicitation, an explosion that had a very predictable effect: telemarketers began to annoy American consumers like never before. Since the late-1980s, most companies that rely on telephone advertisements for their marketing have used autodialers, machines or software programs that can automatically dial telephone numbers at an extremely-rapid rate. The Telephone Consumer Protection Act is a federal law, passed in 1991, that restricts the activity of telemarketers, debt collectors, credit card companies and any other businesses that want to solicit (or advertise) to consumers using phone calls. Battling Telemarketer Harassment Through TCPA Litigation The Telephone Consumer Protection Act allows you to file a class action, representing the interests of hundreds, or thousands, of people who have been harassed, too. And thousands of other consumers could be in the same position, so you don't have to go it alone. If you're being hit with telemarketing or debt collection calls, you may be entitled to financial compensation by filing a civil lawsuit under the Telephone Consumer Protection Act. Telemarketers, credit card companies, debt collectors and other businesses have to follow strict phone marketing laws, but hundreds of companies don't play by the rules.
Harassed by telemarketers? Chances are, your rights are being violated. The Federal Debt Collection Practices Act.
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